207F Fall 2026 Direct Indexing: Does It Make Sense for You?

207F  Direct Indexing: Does It Make Sense for You? 
One session 
Instructors: Michael P. Egan, Logan Reed 
Coordinator: Dana Stewart 
Monday, 9:40—11:05, Sept. 28 
Class limit: 40 
This course introduces direct indexing as a modern approach to market investing that is especially relevant for investors age 55 and older who are increasingly focused on taxes, flexibility, and real-world outcomes. Participants will learn how direct indexing differs from traditional index mutual funds and ETFs by allowing investors to own individual stocks, customize holdings, and manage taxes more deliberately, particularly in taxable accounts. Through plain-language explanations, relatable retirement-focused examples, and guided discussion, the course explores how direct indexing works, when it may be beneficial, and what trade-offs it involves, including tracking differences, complexity, and behavioral discipline. Rather than promoting direct indexing as “better,” the course emphasizes thoughtful decision-making, helping participants understand whether and how this strategy might fit into a broader, long-term financial plan focused on after-tax wealth and personal goals. 
Michael P. Egan, CFP®, is a founding partner of Egan, Berger & Weiner, LLC. with over 30 years of experience in the financial services industry as a mutual fund analyst, accountant, and financial planner. He graduated from George Washington University with a degree in Finance. 
Logan Reed, CFP®, is a financial planner at Egan, Berger & Weiner, LLC. He is a Virginia Tech Financial Planning graduate and has been with EBW since 2017, helping individuals and families align investments, retirement, insurance, tax, estate, and benefits into one plan.